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Financing

Affordable Financing for Home Repairs

Financing through Service Finance Company, LLC — including 0% APR with no payments for six months, for qualified buyers.

Schedule Now (830) 468-5316

Comfort Now, Paid For Over Time

A compressor fails in July or a water heater goes in December — the timing is never yours to choose. Faced with a large unexpected number, plenty of households take the cheapest patch available, which frequently means paying twice within two years.

Financing exists so the right repair is a decision about what your home needs rather than what happens to be in the account this month. It also makes higher-efficiency equipment reachable, and that shows up on every bill afterwards.

Applying takes a few minutes, and it does not commit you to the work. We are happy to price a job, show you what it would cost monthly, and let you sit with it.

  • Quick application
  • Monthly payments, not one bill
  • No obligation to proceed

Financing Options

Most Popular

No Interest, No Payments

0% APR

Term 6 months, then 12.95% APR for 120 months

Promotional financing for qualified buyers: no interest and no payments for the first six months. Pay the balance in full within the promotional period and no interest is owed at all.

  • 0% APR during the promotional period
  • No payments for 6 months
  • No interest owed if paid in full in the promotional period
  • Prepay any time without penalty
  • 12.95% APR for a further 120 months thereafter
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Offer details & terms for No Interest, No Payments No Interest, No Payments (“NINP”). Promotional financing available to qualified buyers at 0% APR with no payments for a set number of months as disclosed in the offer. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer. No interest is owed if paid in full within promotional period. If the entire Amount Financed is not paid on or before the end of the Promotional Period, then the borrower will be responsible for paying interest, which will accrue as of the first calendar day following the Promotional Expiration Date. Interest is not charged on the principal balance paid during the promotion period, even if the loan is not paid in full during the promotional period. If a scheduled monthly payment is 31 days or more past due during the Promotional Period, the promotional offer will terminate. If you do not elect to participate in the promotional financing, APR may vary from 2.99% to 25% by state for remaining term of your financing. You may prepay your account at any time without penalty. Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

Standard Installment

12.95% APR

Term 180 months

A straightforward fixed installment loan over a longer term, for when a lower monthly payment matters more than a promotional period.

  • Fixed monthly payments over 180 months
  • Interest does not accrue until the project is complete
  • Prepay any time without penalty
  • Minimum loan amount from $500–$3,000 depending on the offer
Apply Now
Offer details & terms for Standard Installment Standard Installment. Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer. APR may vary from 2.99% to 25% by state. You may prepay your account at any time without penalty. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

Our Financing Partner

Service Finance Company, LLC

We finance through Service Finance Company, LLC — a lender that specialises in home improvement, so the application is built around exactly this kind of work rather than a generic personal loan.
Applying takes a few minutes and does not commit you to the job. Ask your technician or apply online, and we will handle the paperwork on our side.

Financing Disclosures Financing provided by Service Finance Company, LLC. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. APR may vary from 2.99% to 25% by state. Minimum loan amount ranges from $500–$3,000 based on financing offer. Must be at least 18 years old to qualify. Please review the Truth in Lending Disclosures for full details. Additional conditions and limitations apply.

Ready when you are.

Schedule Now (830) 468-5316
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